ZeusLending Blog

Why We Fund Based on ARV

Investment Property

Traditionally, banks and other real estate financing institutions offer customers a loan-to-value (LTV) ratio: the amount of money you’re borrowing as a percentage of your home’s current value. For a purchase, LTV is based on the sales price of the home, unless the home appraises for less than its purchase price. When this happens, a […]

READ MORE

Hard Money Borrowers Turn to Real Estate Crowdfunding

Investment Property

Following the credit crisis of 2008, real estate buyers increasingly rely upon hard money lenders in Texas and elsewhere to fund their acquisitions. The reason why is simple: Real estate investors were tired of being turned down for loans by banks despite perfect payment histories and proven business plans. By contrast, hard money lenders (also […]

READ MORE