The Fastest Real Estate Crowdfunding Site in AmericaTM
Many times, a great real estate deal doesn’t fit into the tiny little boxes on a conventional loan form. At Zeus CrowdFunding, our objective is to fully understand the circumstances and situation behind every transaction, including the borrower’s requirements, the real estate asset, the exit strategy, and more. Armed with all of the facts, we tailor solutions that address the needs of each specific situation.
Here are a few instances when Zeus CrowdFunding is the best financial choice.
Avoid the traditional, lengthy funding process by using our fast track option or our standard 5-10 day option. Either way, we will close you with lightning speed!Start Borrowing
Typical lenders will provide only 65%-70% of a property’s current market value or cost. With Zeus CrowdFunding, your full renovation/rehab budget and closing costs can be included in your funding package, which will reduce, or even eliminate, your cash-to-close.Start Borrowing
Zeus CrowdFunding guarantees funding for qualified real estate projects. We’re faster, more flexible, and provide funding at a lower cost. You don’t have to wait on partners or traditional lenders. Get Funded and Get Started!Start Borrowing
We offer a No Upfront Origination Fees Option for our Borrowers. This translates to less cash needed to close. We are the first to have a stake in every approved project and can collect our origination fees last. We are fully aligned with your interests and invested in your success.Start Borrowing
Typical lenders will fund only 65% to 70% of a property’s After Repair Value. As a repeat client and member of our Zeus CrowdFunding LoyaltyZ program, you can get funded at an increasingly higher amounts all the way up to 80% of the ARV.Start Borrowing
Funding your next real estate project is fast and easy!
Funding your next project is fast and easy!Start Borrowing
We want to fully understand the circumstances and situation behind every transaction. Armed with all the facts, we work with you, the borrower, to structure custom-tailored funding, which may fall outside of the following guidelines.
6 to 60 Months Based On The Borrower & Project
(After Repair Value)
Purchase ∙ Refinance ∙ Renovation ∙ Bridge ∙ Transactional ∙ Construction
See how Zeus CrowdFunding compares to traditional lenders.
ZEUS CROWDFUNDING IS
AMERICA'S FASTEST REAL ESTATE CROWDFUNDING PLATFORM TM
Simply create an account and select “Start Borrowing.” Follow the instructions to fill out the application and upload your documents – it takes just a few minutes. Once submitted, a Borrower Specialist will contact you to review your application and any questions you may have.Create Account Start Borrowing
The term private money is typically associated with conservative non-traditional financing provided by a borrower’s family and friends. The term hard money is typically associated with high interest rate asset-based lenders. The term bridge money is typically associated with non-traditional temporary loans provided by banks. Zeus CrowdFunding is a unique alternative due to our very fast funding process, low interest rates and fees, our conservative risk-adverse standards, and participation by individual Z-Crowd investors in our program.
Yes and no. Our clients have an average score above 700. Credit scores and credit history are great tools for assessing the likelihood of repayment, but unlike a traditional bank, we consider the following additional factors that may offset less than perfect credit:
We consider these factors before making a final determination for any borrower, regardless of credit score and credit history. We do not finance solely against the property or solely against the borrower, and we take an overall common sense approach to both.
Most banks and hard/private money lenders are unable to finance these projects because of regulatory or guideline restrictions and insufficient processes. Zeus CrowdFunding is not a mortgage banking entity or a depository, so they are excluded from these requirements. In fact, banks and mortgage lenders are a key source of referrals to Zeus CrowdFunding.
We have a third party provider assess the value and condition of the property prior to funding. The value is typically underwritten a second time internally prior to pre-funding. This is one of our keys to maintaining more than adequate leverage.
Zeus CrowdFunding is provided as real estate financing collateralized against the quick-sale value of the property in question. These transactions are funded in the 1st-lien position, meaning that in the event of a default, the Z-Crowd members are the first creditors to receive remuneration. Zeus CrowdFunding is based on a percentage of the quick-sale value of the subject property. This is called the Loan-to-Value or LTV ratio and is typically between 60-70% of the value of the property. For the purposes of determining an LTV, the word “value” is defined as the value of the property after the necessary renovations to market the property at its highest and best use. This is often referred to as the After-Repair-Value or ARV.
Still have questions? Check out the rest of our FAQ’s.Read More