Zeus Mortgage Bank and other mortgage lenders in Houston, TX, and across the United States require certain documents and other paperwork in order to proceed with your mortgage loan. This paperwork is required to verify all of your important financial information, including your income, debts, assets, and more.
Because Zeus Mortgage Bank is the fastest mortgage lender in America, we prioritize speed in everything that we do. For this reason, we’ve compiled a simple mortgage loan checklist for our borrowers to help you gather all necessary documents that you’ll need to apply for a mortgage loan. This comprehensive loan checklist included all of your major loan requirements so that there will be no surprises when you work together with our mortgage loan specialists to receive every dollar that you deserve. Making sure that you have collected every item required on our mortgage loan checklist in advance will help us to accelerate your closing and guarantee that you will receive fast funding on your mortgage!LOCK IN YOUR RATE!
Do you have questions about your mortgage loan checklist? No problem! You can contact Zeus Mortgage Bank’s friendly mortgage experts anytime by calling us at 1-800-ASK-ZEUS. We’re standing by to help you ensure that every item on your loan checklist is complete. We know that fulfilling loan requirements can sometimes be tricky, especially for first-time homeowners. That’s why we’ve made our mortgage loan checklist as simple and easy to complete as possible. If you need any help, simply reach out and let us know. We pride ourselves on making sure that every potential borrower has the resources he or she needs to complete a loan checklist quickly to get on the fast track to financing!REDUCE YOUR PRINCIPAL!
A copy of your current Drivers License and Social Security Card.
Most recent 30 days worth of pay stubs.
Most recent 60 days worth of bank statements. (If using retirement funds, please provide terms and conditions of withdrawal).
Most recent 2 years W-2’s (please provide signed and dated Year-To-Date Profit and Loss statements if self-employed)
Most recent 2 years IRS tax returns (both personal and business, all pages, all schedules please)
Copy of the fully executed purchase contract (signed by all parties).
A copy of the cleared earnest money check or money order.
Copy of your option money check.
Homeowner’s Insurance Company contact information.
A copy of your current monthly mortgage statement.
A copy of your homeowner’s insurance declarations page.
A copy of your home’s plot, also referred to as a survey.