San Antonio Hard Money Loans

Smart Families Trust Zeus™

Zeus Lending is the private money lending company in Texas providing personal attention for every kind of property, from starter homes to million-dollar estates. The Zeus Lending team is the best loan company in Texas, offering conventional loans, hard money loans, and crowdfunding investments in San Antonio.

Private Money Lenders San Antonio

If you live in San Antonio and need a loan, Zeus Lending, private money lender, is here to help. We make it as easy as possible with our Super-Simple Application™, which takes less than three minutes from start to finish! Once completed, one of our knowledgeable Loan Specialists will contact you soon afterward, so let them know what type or value property best suits your needs. We aim for 100% customer satisfaction.

Hard Money Lenders in San Antonio, Texas

If you are looking for hard money loans in San Antonio, look no further than Zeus Lending. We have over 20 years of experience and can get your next real estate project started quickly without worrying about credit or putting down large amounts upfront!

What are Hard Money Loans?

Hard money loans are often used to finance the purchase or refinance of real estate.  It will use your property as collateral, which gives you access to more funds than what’s available through a traditional lending institution. Investors typically use these loans to purchase, renovate, or refinance distressed properties. Because these loans are backed by collateral, they are often easier to obtain than traditional bank financing. However, it typically have higher interest rates and shorter terms than conventional loans. As a result, it is best suited for short-term investments. By providing quick and easy access to capital, hard money loans in San Antonio can help investors take advantage of opportunities that might otherwise be out of reach.

How Can Hard Money Help?

Hard money loans can be a great option for people who need quick approval and don’t want to spend too much time filling out paperwork to get approved faster. This is because we are primarily concerned with the property’s value being used as collateral rather than the borrower’s credit score. This makes these loans an ideal option for borrowers looking to take advantage of a purchase opportunity that might disappear if they had to wait for traditional bank financing.

Other San Antonio Investment Property Loans

Conventional Mortgages

Conventional mortgages are the most standard type of mortgage loan. These loans are not backed by the government and can finance a primary residence, second home, or investment property. Conventional mortgages typically have fixed interest rates and terms of 15, 20, or 30 years. However, compared to other types of loans, conventional mortgages often offer lower interest rates and more flexible repayment terms. As a result, they are a popular choice for many borrowers.

Mortgage Refinancing

Mortgage refinancing replaces an existing mortgage with a new loan, usually with different terms. The most common reason for refinancing is to lower the interest rate, which can save you money over the life of the loan.

Buy & Rehab Loans

Rehab loans are a type of loan used to finance the purchase and renovation of a property. Rehab loans are an attractive option for investors looking to purchase a fixer-upper.

Real Estate Crowdfunding

Real estate crowdfunding loan allows investors to pool their money to fund a property purchase or development project. Real estate crowdfunding has become a popular way for investors to get involved in the real estate market without incurring a large debt.

Commercial Real Estate Loans

Commercial real estate loans are a type of loan used to finance the purchase of a commercial property. Whether you’re looking to purchase a new office space, build a factory, or buy an existing commercial property, a commercial loan can provide the capital you need.

 

 
 
 
 

Documents Needed For All Loans:

  • A copy of your current Drivers License and Social Security Card
  • Most recent 30 days worth of pay stubs
  • Most recent 60 days worth of bank statements. (If using retirement funds, please provide terms and conditions of withdrawal)
  • Most recent 2 years W-2’s (please provide signed and dated Year-To-Date Profit and Loss statements if self-employed)
  • Most recent 2 years IRS tax returns (both personal and business, all pages, all schedules please)

Funding Guidelines

  • 6-60 Months based on qualifications & project
  • Up to 80% ARV (After Repair Value)
  • Funding Amounts$2,500 – $5,000,000
  • Pre-Payment Penalty: None
  • Lien Position: 1st
  • Time to Funding: 5-10 Business Days (Standard)
  • Fast Track Funding: As Few As 4 Days

Funding Use

Purchase | Refinance | Renovation | Bridge