Construction Loans
You Build It.
We Fund It.
With Phased Draw Timelines Designed
Specifically For Independent Builders
Rates As Low As
9.25%
Loan Term up To
24 months
Up To
75% LTV
Rehab Budget
100%
Loan Amount up To
$3.5 Million
Smart Investors Trust Zeus™
New Construction Loan Terms
Interest Rate
As low as 9.25%
Amount of Purchase Funded
Up to 100%
Loan Term
Up to 24 Months
Interest Only - Extensions available
Rehab BUdget Funded
100%
Disbursed in draws as work is completed
Loan Amounts
75k - $3.5M
Loan to value (LTV)
Up to 75%
Minimum Credit Score
650
We Work With
First-Time Flippers
Built For Texas Home Builders
Your Lender Should Work as Hard as You Do.
At Zeus, we’ve funded over 17,000 real estate transactions since 2004. We’ve seen your deal type before... probably hundreds of times. That experience means we move fast, ask the right questions, and structure your loan to fit the actual project.
Whether you’re closing your first build or your fiftieth, you’ll have a dedicated team in your corner from application through renovations to closing. Not a call center. Real people who know your deal.
First-Time Builder? We’ve Got You.
If this is your first new build, you probably have questions about how the loan process works, how we evaluate a deal, or how draws are structured. Well, we have answers, so ask away. Zeus loan specialists take the time to walk you through the process from day one.
We’d rather spend the extra time making sure you understand your loan than have you surprised at closing. That’s what it means to have a lender in your corner.
Smart Investors Trust Zeus™
New Construction Loan Terms
Loan Term
Up to 24 Months
Interest Only - Extensions available
Project Size
Up to 10 Units
Amount of Purchase Funded
Up to 90%
Interest Rate
As low as 9.25%
We Work With
First Time Builders
Rehab BUdget Funded
Up to 100%
Loan to value (LTV)
Up to 75%
Minimum Credit Score
650
SMART. Simple. Fast
Our Process of Work
Apply In Under 3 Minutes
The Super-Simple Application™ collects what we need to get started. No obligation.
Talk to your loan specialist
Your dedicated loan specialist will reach out to provide honest feedback and a financing strategy tailored to your deal on the same business day.
Receive your term sheet fast
You'll receive loan terms within 24–hours. You know exactly what you’re working with before you commit.
We underwrite the deal
The Zeus processing and underwriting team puts your deal together so it's ready to fund.
Close in as little as 10 days
Once the title is clear to close, we work to get you to the funding table within 24-48 hours.
Draw rehab funds as you build
Funds are disbursed within 48 hours as milestones are hit. Your specialist walks you through this upfront so there's no surprises on the job site.
SUPER SIMPLE APPLICATION
It Takes Less Than 3 Minutes - No Credit Pull
EXPLORE MORE
ZEUS HAS YOU COVERED AT EVERY STAGE
Fix & Flip Loans
Short-term purchase and rehab loans.
Buy it. Fix it. Sell it - Smart, Simple and Fast. Get the money you need to buy and renovate your next project.
LOng Term Financing
Finished the flip and want to hold it as a rental? Refinance into long-term landlord financing — designed for investors building a rental portfolio.