Buy & Rehab Loans

Smart Investors Trust Zeus™

Do you have a fixer-upper home but no renovation money? Zeus Lending has fast, easy, and flexible rehab loan solutions for you to get the money you need to finance your home’s remodeling and renovation project or a flix and flip.

What is a Rehab Loan?

More and more potential homeowners throughout Texas are buying fixer-upper homes and renovating them down the line. However, many people don’t have the cash on hand to remodel their homes as they wish. That is why Zeus Lending offers hard money loans to fund the purchase of your home and the renovations required. A rehab loan has more flexible qualifications and requirements compared to a conventional home loan offered by banks. For a cost-effective solution to paying off your fixer-upper’s home improvements, Zeus Lending is the lender of choice for Texas homeowners looking for buy and rehab loans.

Is Flix and Flip Loan the same as a Rehab Loan?

Yes, a Flix and Flip loan is a specialized type of financing for real estate investors who purchase properties, renovate or improve them, and then sell them quickly for a profit. This type of loan is commonly used in the real estate industry by investors who participate in “fix-and-flip” projects, where they aim to enhance the value of a property through renovations or repairs before selling it at a higher price. Flix and Flip loans typically provide funding for both the purchase of the property and the renovation costs, making them a valuable tool for investors. These loans often have shorter terms and faster approval processes than traditional mortgages, allowing investors to capitalize on opportunities swiftly and efficiently.​

Zeus Buy and Rehab Loan Advantages:

Buy and Rehab Loans (or Fix and flip loans) benefit borrowers for plenty of reasons. These include:

  • You can keep your cash in your pocket. We’re able to finance up to 100% of your loan, so you can use your cash whenever and wherever you need it most.
  • Unlike conventional loan options, our hard money rehab loans are funded faster. Our deals are typically funded in 5-10 days or even as little as 4 days with our Fast Track option.
  • Begin working on your renovation project even quicker by streamlining the paperwork and underwriting processes.
    We give our loyal customers great deals! As a member of our unique Zeus LoyaltyZ™ program, you have the option of funding in increasing amounts up to 80% of the ARV.
  • Our easy, flexible draw process gets you the repair money you need as you need it.
  • There are no pre-payment penalties if you pay your buy and rehab loans early.

Zeus Loans Are The Right Solution

Our loan specialists are equipped with the facts of your circumstances and situation, so we can structure our buy and rehab loans to best fit the financing you need. We’ve analyzed countless investment deals, so we can find you the right solution to receiving renovations and remodeling work. You can expect a 100% satisfaction guarantee with us.

How to Qualify for a Buy & Rehab Loan

Certain requirements need to be met for a borrower to qualify for a rehab loan in the Texas area. These include:

  • A credit score of at least 500.
  • A minimum down payment of 3.5%, depending on your credit score.
  • Repairs, renovations, and remodeling work must be done by a contractor, not the borrowers themselves.
  • The home the borrower is getting a loan for is their primary residence.


100% Satisfaction–Our Extreme Guarantee

Our Loan Specialists have analyzed countless investment deals. We’re happy to help you find just the right solution.

The Super-Simple Application™ takes fewer than 3 minutes to complete. A knowledgeable Loan Specialist will contact you right away, help you with any questions, and assist you in making the best choice. There’s no obligation on your part. The only obligation is our obligation to ensure you are 100% satisfied with our service.

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Funding Guidelines
Residential Investment Properties

6-60 Months based on qualifications & project

Up to 80% ARV (After Repair Value)

  • Funding Amounts: $2,500 – $5,000,000
  • Pre-Payment Penalty: None
  • Lien Position: 1st
  • Time to Funding: 5-10 Business Days (Standard)
  • Fast Track Funding: As Few As 4 Days

Funding Use

Purchase | Refinance | Renovation | Bridge

Win For You

We fund real estate projects quickly so you can focus on what you do best…the project.


Win For Us

We are the first to have a stake in every approved project. We are fully aligned with your interests and invested in your success