Conventional Mortgages

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Do you have good credit and are looking for the most reasonable monthly payments? This could be the right mortgage for you.


  • The Conventional mortgage is the most common type of home mortgage loan and usually offers the lowest monthly payment.
  • Conventional mortgage terms are usually 15, 20, or 30 years, however, terms for as few as 8 years are available.
  • Down payments on conventional mortgages can be as low as 3%, but if your down payment is 20% or more, you will not have to purchase private mortgage insurance (PMI) and save even more on your monthly payment.
  • If you plan on living in the home for only a few years, an Adjustable Rate Mortgage (ARM) can lock in the lowest interest rate for the initial fixed-rate period.
  • If you plan on living in the home for 7 years or more and are looking for stable monthly payments, a Fixed-Rate Mortgage is likely your best bet.

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Our Loan Specialists at will help you evaluate all your choices. We’re experts at finding you the best options and values.

The Super-Simple Application™ takes fewer than 3 minutes. A friendly Loan Specialist will contact you right away, help you with any questions, and assist you in making the best choice for you and your family. There’s no obligation on your part. The only obligation is our obligation to ensure you are 100% satisfied with our service.