Conventional Mortgages

Smart Families Trust Zeus™

Do you have good credit and are looking for the most reasonable monthly payments? This could be the right mortgage for you.

Zeus Conventional Mortgage Loan Advantages:

  • The Conventional mortgage is the most common type of home mortgage loan and usually offers the lowest monthly payment.
  • Conventional mortgage terms are usually 15, 20, or 30 years, however, terms for as few as 8 years are available.
  • Down payments on conventional mortgages can be as low as 3%, but if your down payment is 20% or more, you will not have to purchase private mortgage insurance (PMI) and save even more on your monthly payment.
  • If you plan on living in the home for only a few years, an Adjustable Rate Mortgage (ARM) can lock in the lowest interest rate for the initial fixed-rate period.
  • If you plan on living in the home for 7 years or more and are looking for stable monthly payments, a Fixed-Rate Mortgage is likely your best bet.

Zeus Mortgage Loans Are The Right Solution

Our Loan Specialists at will help you evaluate all your choices. We’re experts at finding you the best options and values.

100% Satisfaction–Our Extreme Guarantee

The Super-Simple Application™ takes fewer than 3 minutes to complete. A knowledgeable Loan Specialist will contact you right away, help you with any questions, and assist you in making the best choice. There’s no obligation on your part. The only obligation is our obligation to ensure you are 100% satisfied with our service

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Documents Needed For All Loans:

  • A copy of your current Drivers License and Social Security Card
  • Most recent 30 days worth of pay stubs
  • Most recent 60 days worth of bank statements. (If using retirement funds, please provide terms and conditions of withdrawal)
  • Most recent 2 years W-2’s (please provide signed and dated Year-To-Date Profit and Loss statements if self-employed)
  • Most recent 2 years IRS tax returns (both personal and business, all pages, all schedules please)



Additional Documents if Purchasing a Home:

  • Copy of the fully executed purchase contract (signed by all parties)
  • A copy of the cleared earnest money check or money order
  • Copy of your option money check
  • Homeowner’s Insurance Company contact information