Smart Families Trust Zeus™
Did you find that perfect new home but need to sell your existing one first to be able to close? Zeus Lending is the gap funding lender that can help you bridge the gap between your current residence and your new home.
Zeus Lending Gap Funding
Sometimes, delayed or slow transactions can cause chaos in the real estate industry. If you are moving from your current residence into your new dream home but need a stream of cash flow during the transitional period, Zeus Lending offers short-term bridge gap loans. Bridge gap financing can help homeowners finance a new home or pay off debt. A bridge loan can also help companies with funding and capital until they secure permanent financing or remove their current debt obligation.
Gap loans are meant to be short and last, on average, only 6 months to a year. These loans allow you to tap into the current equity you accrued in your home while you lived in it. You can use the additional money secured by your bridge gap loan to purchase real estate. This is beneficial when you may need to make a sudden transition in your home location or find yourself in a tight financial spot.
Transactional Gap Financing Advantages:
- Our short-term bridge loans are available for local homeowners who don’t want their dream home to be scooped up by someone else while waiting for the sale of their current home.
- Bridge gap loans give a quick solution for financing your way through periods of uncertainty, especially if you’re in a tight financial spot.
- Gap funding provides money in the event of a sudden or a time-sensitive real estate transition.
Our private loan lender specialists will help you evaluate all your choices regarding bridge gap loans. We’ll structure our bridge gap loan to best fit the financing you need based on your current situation. We’re experts at finding you the best options and values.
Do I qualify for a bridge loan?
Every loan lender is different concerning the requirements to qualify for a bridge loan. Most lenders require borrowers to have an excellent credit score and a low debt-to-income (DTI) ratio.
Why not apply for a traditional loan?
Gap loans won’t make you wait forever. With a gap loan or bridge loan, you’ll have a faster application, approval, and funding process.
Zeus Mortgage Loans Are The Right Solution
Zeus Lending allows homeowners to receive gap financing and bridge gap loans. Get in touch with Texas’s best gap funding lender today by filling out our Super-Simple Application™. It takes less than 3 minutes to complete, and a knowledgeable loan specialist will contact you immediately. We’ll answer any additional questions you may have and assist you in making the best choice when it comes to your bridge gap loans. There’s no obligation on your part. The only obligation there is the obligation we have to provide you with 100% service every time.
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Documents Needed For All Loans:
- A copy of your current Drivers License and Social Security Card
- Most recent 30 days worth of pay stubs
- Most recent 60 days worth of bank statements. (If using retirement funds, please provide terms and conditions of withdrawal)
- Most recent 2 years W-2’s (please provide signed and dated Year-To-Date Profit and Loss statements if self-employed)
- Most recent 2 years IRS tax returns (both personal and business, all pages, all schedules please)
Additional Documents if Purchasing a Home:
- Copy of the fully executed purchase contract (signed by all parties)
- A copy of the cleared earnest money check or money order
- Copy of your option money check
- Homeowner’s Insurance Company contact information
Ask away. We love questions!
Frequently Asked Questions
A Loan Specialist is here to help:
- 713-ASK-ZEUS answers@zeuslending.com
- We’re available Mon-Fri 8 a.m.–7 p.m.
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If you’re in the neighborhood,
drop by our World Headquarters: 3104 Edloe Street, Suite 210
Houston, TX 77027