VA Loans

Smart Families Trust Zeus™

We love serving those who’ve served! VA loans have many advantages. If you’re a veteran or service member, be sure to check out this benefit backed by the federal government.


  • There’s no down payment required. You can achieve the American dream of home ownership much sooner.
  • You don’t need to purchase private mortgage insurance. This saves you hundreds every month.
  • Approval guidelines are more flexible: lower credit score (580), higher debt-to-income ratio (DTI), etc.
  • There are limits on what VA borrowers can be charged in fees and closing costs.
  • VA loans have lower average interest rates.
  • There are no prepayment penalties should you want to pay off your loan early.
  • Borrowers can apply for multiple VA loans throughout their lifetime. It’s not a one-time benefit.

100% Satisfaction–Our Extreme Guarantee

Our Loan Specialists at will help you evaluate all your choices. We’re experts at finding you the best options and values.

The Super-Simple Application™ takes fewer than 3 minutes to complete. A friendly Loan Specialist will contact you right away, help you with any questions, and assist you in making the best choice for you and your family. There’s no obligation on your part. The only obligation is our obligation to ensure you are 100% satisfied with our service.