VA Loans

Smart Families Trust Zeus™

We love serving those who’ve served! VA loans have many advantages. If you’re a veteran or service member, be sure to check out this benefit backed by the federal government

Zeus VA Loan Advantages:

  • There’s no down payment required. You can achieve the American dream of home ownership much sooner
  • You don’t need to purchase private mortgage insurance. This saves you hundreds every month
  • Approval guidelines are more flexible: lower credit score (580), higher debt-to-income ratio (DTI), etc
  • There are limits on what VA borrowers can be charged in fees and closing costs
  • VA loans have lower average interest rates
  • There are no prepayment penalties should you want to pay off your loan early
  • Borrowers can apply for multiple VA loans throughout their lifetime. It’s not a one-time benefit

Zeus Mortgage Loans Are The Right Solution

Our Loan Specialists at will help you evaluate all your choices. We’re experts at finding you the best options and values.

100% Satisfaction–Our Extreme Guarantee

The Super-Simple Application™ takes fewer than 3 minutes to complete. A knowledgeable Loan Specialist will contact you right away, help you with any questions, and assist you in making the best choice. There’s no obligation on your part. The only obligation is our obligation to ensure you are 100% satisfied with our service

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Documents Needed For All Loans:

  • A copy of your current Drivers License and Social Security Card
  • Most recent 30 days worth of pay stubs
  • Most recent 60 days worth of bank statements. (If using retirement funds, please provide terms and conditions of withdrawal)
  • Most recent 2 years W-2’s (please provide signed and dated Year-To-Date Profit and Loss statements if self-employed)
  • Most recent 2 years IRS tax returns (both personal and business, all pages, all schedules please)



Additional Documents if Purchasing a Home:

  • Copy of the fully executed purchase contract (signed by all parties)
  • A copy of the cleared earnest money check or money order
  • Copy of your option money check
  • Homeowner’s Insurance Company contact information